Diffractt
Privacy-first financial modeling for irregular household income.
- Type
- Product
- Domain
- Finance & Accounting
- Subdomain
- Fintech
- Product type
- Web App
- Stage
- Beta
Availability
Available
Commercial
freemium
Free tier; 30-day Optimize trial without a credit card; optional paid plans.
Location
Worldwide
About
Diffractt models household income streams, deductions and budget rules with paycheck, monthly and annual views and US tax estimates. It is designed for mixed pay schedules and variable income. The beta is open without an invitation. Free calculators need no account. New app users receive a 30-day Optimize trial without a credit card and can continue on the free tier afterward. Calculations are planning estimates based on user inputs.
Who it is for
US households with multiple income sources, variable pay or different pay schedules who want to compare household income and budget scenarios.
Integrations and product details
Read-only bank access via SimpleFIN. Paystubs and documents parsed by private AI model or vetted third-party providers (Anthropic/OpenAI). Public beta with community Discord.